With this Down Payment Resource List, you’ll learn about:
- The total number of homebuyer programs available to you
- The name of each program
- The amount of down payment assistance available
- How to use this information to your benefit when shopping for a home
- Your agent will recommend the next steps to apply for the program
EXCLUSIVE RESOURCE LIST FOR MD HOMEBUYERS FOR MAXUS REALTY GROUP
Did you know that there are millions of dollars available across the state of Maryland through homebuyer programs? These homebuyer assistance programs include: Down payment and closing costs assistance, affordable first mortgages, rehab loans, and first time homebuyer down payment assistance plus many others. Your Maxus Real Estate Agent is trained to match your case to any programs that you may qualify for. . .
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DOWNPAYMENT
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GAITHERSBURG HOMEBUYER ASSISTANCE LOAN PROGRAM
PURPOSE:
Downpayment and closing costs
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$15,000
BENEFITS:
Deferred, zero- interest loan
MD DEPT. OF HOUSING and COMMUNITY DEVELOPMENT BUILDER/ DEVELOPER INCENTIVE PROGRAM
PURPOSE:
Down payment assistance
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$2,500
BENEFITS:
Up to $2,500 in assistance by the MDHCD to match builder/developer contribution
MD DEPT. OF HOUSING AND COMMUNITY DEVELOPMENT -- BUILDER/DEVELOPER INCENTIVE PROGRAM – TARGETED TARGETED AREAS PROGRAMS ARE LIMITED TO NARROWLY DEFINED AREAS
PURPOSE:
Down payment and closing costs
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$2,500
BENEFITS:
0% interest deferred loan
MD DEPT. OF HOUSING AND COMMUNITY DEVELOPMENT -- COMMUNITY PARTNER INCENTIVE PROGRAM
PURPOSE:
Down payment and closing assistance Maximum Assistance of Loan
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$2,500
BENEFITS:
Up to $2,500 in assistance for buyers
MD DEPT OF HOUSING AND COMMUNITY DEVELOPMENT -- DOWN PAYMENT ASSISTANCE PROGRAM (DPA)
PURPOSE:
Down payment and closing costs
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$5,000
BENEFITS:
Up to $5,000 in assistance as a deferred loan
MD DEPT. OF HOUSING AND COMMUNITY DEVELOPMENT -- HOUSE KEYS 4 EMPLOYEES PROGRAM (HK4E)
PURPOSE:
Down payment and closing assistance
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$2,500
BENEFITS:
The employer’s contribution may also be combined with assistance from local jurisdictions, unions and/or nonprofit agencies; however, the House Keys 4 Employees match to the combined contributions will not exceed $2,500
MD DEPT. OF HOUSING AND COMMUNITY DEVELOPMENT -- MARYLAND MORTGAGE PROGRAM CDA LOAN
PURPOSE:
Home Purchase
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
N/A
BENEFITS:
CDA Single Family Housing provides homebuyer assistance programs by offering mortgage loans and down payment and closing cost assistance to eligible homebuyers with low-to moderateincome, programs to rehabilitate single family rental housing to improve basic livability, including for persons with special needs.
MD DEPT OF HOUSING AND COMMUNITY DEVELOPMENT -- SMART KEYS 4 EMPLOYEES
PURPOSE:
Down payment and closing assistance
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$1,000
BENEFITS:
Smart Keys 4 Employees is a is a special enhancement to House Keys 4 Employees and the Maryland Mortgage Program that may be used for either downpayment or closing cost assistance. All home purchases in Maryland are eligible provided that an employer is contributing toward the purchase and that the borrower is financing with a loan through the Maryland Mortgage Program (MMP)
MD DEPT OF HOUSING AND COMMUNITY DEVELOPMENT - BASE REALIGNMENT AND CLOSURE (BRAC)
PURPOSE:
Home Purchase
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$2,500
BENEFITS:
The BRAC Match Program enables eligible homebuyers who are using a Maryland Mortgage Program loan to purchase a home to receive an additional $2,500 for down payment and/or closing cost assistance.
MD DEPT OF HOUSING AND COMMUNITY DEVELOPMENT MARYLAND HOMECREDIT PROGRAM (MCC)
PURPOSE:
Increases a borrower’s disposable income by reducing their federal income tax obligation.
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
N/A
BENEFITS:
This tax savings provides a borrower with more available income to qualify for a home loan and meet mortgage payments
MONTGOMERY COUNTY HOUSING OPPORTUNITIES COMMISSION (HOC) MORTGAGE PURCHASE PROGRAM (MPP) - CONVENTIONAL OPTION 1 (WITHOUT DPA)
PURPOSE:
Provides affordable first mortgage
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
N/A
BENEFITS:
Financing up to 97% with Minimum of borrower contribution available on a 30-year Fixed rate mortgage with no points
MONTGOMERY COUNTY HOUSING OPPORTUNITIES COMMISSION (HOC) MORTGAGE PURCHASE PROGRAM (MPP) - CONVENTIONAL OPTION 2 (WITH DPA)
PURPOSE:
Provides first mortgage and assistance for down payment and closing costs.
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
N/A
BENEFITS:
Assistance with purchase of home including down payment and closing costs/can be combined with County closing cost program
MONTGOMERY COUNTY HOUSING OPPORTUNITIES COMMISSION (HOC) MORTGAGE PURCHASE PROGRAM (MPP) - FHA OPTION 1 (WITHOUT DPA)
PURPOSE:
Provides affordable first mortgage
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
N/A
BENEFITS:
Assistance with purchase of home for FIRST TIME HOME BUYERS (FHA OPTION)
MONTGOMERY COUNTY HOUSING OPPORTUNITIES COMMISSION (HOC) REVOLVING CLOSING COST ASSISTANCE LOAN PROGRAM (RCCAP) "5 FOR 5"
PURPOSE:
Provides assistance for down payment and closing costs.
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$10,000
BENEFITS:
HOC offers downpayment and/or closing cost assistance which can be combined with the HOC first mortgage in the MPP
FREDERICK COUNTY HOMEBUYER ASSISTANCE PROGRAM (HAP)
PURPOSE:
Closing Costs Assistance
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$7,000
BENEFITS:
Helps local families with limited resources obtain their first home, by providing up to $7,000 in closing cost assistance.
MMP DOUBLE PLAY IN PRINCE GEORGE'S COUNTY
PURPOSE:
To help Maryland homebuyers purchase a home in Prince George’s County by offering a lower-than-market interest rate on first mortgage and downpayment assistance.
MAXIMUM ASSISTANCE OF LOAN PROGRAM:
$10,000
BENEFITS:
The MMP DoublePlay Program provides homebuyers in Prince George's County with a discounted interest rate (a 0.25% reduction) and a fee reduction on a Maryland HomeCredit, saving you hundreds of dollars at the time of purchase, and thousands over the life of the loan.
We offer Home Buying Services to families in Montgomery County, Frederick County, PG County, Washington DC and Northern Virginia
Our agents work here, live here and have children attending local schools.
Our agents belong to their local PTA's
Our agents know the next big project being built that will affect real estate prices
Our agents know about local "Government Incentives" to help home-buyers
Our agents know exactly where are the over-priced houses in our neighborhoods
Our agents know a good deal when they see it
Our agents know how to negotiate to maximize your buying power
Our agents know what house is going to be foreclosed soon in the neighborhood
Our agents are real people just like you, with a desire to help guide you trough your choices and making sure your family is safe and secure.
Your agent will recommend the next steps to apply for any of these programs
Just know that we are members for the same community you want to live in. .
Work with one of our buyers agents to find:
The total number of homebuyer programs available to you
The name of each program
The amount of down payment assistance available
How we can leverage your financial condition to obtain help for you
Your next step could save you thousands of dollars !!!!
CALL US
Telf: 301-246-0001
EMAIL US
Fernando@ReallyNiceHomes.com
With this Down Payment Resource List, you’ll learn about:
- The total number of homebuyer programs available to you
- The name of each program
- The amount of down payment assistance available
- How to use this information to your benefit when shopping for a home
- Your agent will recommend the next steps to apply for the program
GAITHERSBURG HOMEBUYER ASSISTANCE LOAN PROGRAM
With this Down Payment Resource List, you’ll learn about:
- The total number of homebuyer programs available to you
- The name of each program
- The amount of down payment assistance available
- How to use this information to your benefit when shopping for a home
- Your agent will recommend the next steps to apply for the program
GAITHERSBURG HOMEBUYER ASSISTANCE LOAN PROGRAM
NOTE: Your Maxus Realty Group Agent has the latest and most updated list available today - The list below may not be updated to the latest programs available today - PLEASE CONSULT WITH YOUR MAXUS REALTY GROUP AGENT
NOTE: Your Maxus Realty Group Agent has the latest and most updated list available today - The list below may not be updated to the latest programs available today - PLEASE CONSULT WITH YOUR MAXUS REALTY GROUP AGENT
