Behind on your mortgage payments?              

A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

 

If the market value of your home is less than what you owe on your current mortgage, you may qualify for a solution known as a Short Sale. 

 

A Short Sale can be accomplished by negotiating with your lender to resolve your situation and solve a burden for the homeowner and also solve a burden for the lender.

Behind on your mortgage payments?              

A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

 

If the market value of your home is less than what you owe on your current mortgage, you may qualify for a solution known as a Short Sale. 

 

A Short Sale can be accomplished by negotiating with your lender to resolve your situation and solve a burden for the homeowner and also solve a burden for the lender.

SHORT SALES 

SHORT SALES 

AND NOT GET BURNED! 

AND NOT GET BURNED! 

EXPLAINED

TO HELP YOU MAKE A CHOICE..

EXPLAINED

TO HELP YOU MAKE A CHOICE..

What Are The Steps You Must Take Before Even Considering a Short Sale? 

What Are The Steps You Must Take Before Even Considering a Short Sale? 

IF YOU ARE BEHIND ON YOUR MORTGAGE PAYMENTS:

 "The roller coaster ride for a  short sale starts with the  first stop: Acceptance"

IF YOU ARE BEHIND ON YOUR MORTGAGE PAYMENTS:

 "The roller coaster ride for a  short sale starts with the  first stop: Acceptance"

What Exactly a Short Sale Can Do For You? 

What Exactly a Short Sale Can Do For You? 

Have you tried a loan modification?

Have you contacted your lender?

What are your lender's policies?

Is the difficult situation you are currently in ..just temporary?

Have you consider renting your house? 

What about a loan workout?

Do you understand what a deed in lieu of a foreclosure is?

Have you tried a loan modification?

Have you contacted your lender?

What are your lender's policies?

Is the difficult situation you are currently in ..just temporary?

Have you consider renting your house? 

What about a loan workout?

Do you understand what a deed in lieu of a foreclosure is?

Why Would a Lender ACCEPT YOUR SHORT SALE? 

Why Would a Lender ACCEPT YOUR SHORT SALE? 

Hello,

It is my sincere belief that homeowners need to find an advocate to represent them.

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.

 An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

 

Hello,

It is my sincere belief that homeowners need to find an advocate to represent them.

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.

 An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

 

WHAT IS THE DIFFERENCE BETWEEN SHORT SALE & FORECLOSURE?

 The difference between Short Sale & Foreclosure is simple...

In a Short Sale, YOU SELL YOUR HOUSE

In a Foreclosure, YOU LOSE IT!

WHAT IS THE DIFFERENCE BETWEEN SHORT SALE & FORECLOSURE?

 The difference between Short Sale & Foreclosure is simple...

In a Short Sale, YOU SELL YOUR HOUSE

In a Foreclosure, YOU LOSE IT!

FROM THE DESK OF FERNANDO HERBOSO

MY GIFT TO YOU:

FROM THE DESK OF FERNANDO HERBOSO

MY GIFT TO YOU:

I completed my first short sale back in 2006,   since then, I have assisted thousands of families about their financial situation and help them solved some of them with a short sale option.

I completed my first short sale back in 2006,   since then, I have assisted thousands of families about their financial situation and help them solved some of them with a short sale option.

Because of my experiences in the last ten years, I wrote many books about short sales to help families make the right decisions. 

Below you will find a collection of all my books (on .PDF Form)  and you can have access to ALL OF THEM by simply signing once the form below:

Because of my experiences in the last ten years, I wrote many books about short sales to help families make the right decisions. 

Below you will find a collection of all my books (on .PDF Form)  and you can have access to ALL OF THEM by simply signing once the form below:

© Copyright 2016. All Rights Reserved | Herboso & Associates LLC

© Copyright 2016. All Rights Reserved | Herboso & Associates LLC

© Copyright 2016. All Rights Reserved 

Powered by: Convertri

© Copyright 2016. All Rights Reserved 

Powered by: Convertri

What Exactly is the  Short Sale Process in Maryland ? 

What Exactly is the  Short Sale Process in Maryland ? 

AND NOT GET BURNED! 

AND NOT GET BURNED! 

Watch this video for a simple guide and deeper understanding about things you should know. . 

Watch this video for a simple guide and deeper understanding about things you should know. . 

                   TO QUALIFY FOR A SHORT SALE YOU NEED                      

 

                                            Financial Hardship

                                 A Monthly Shortfall 

                                 Insolvency 

                   TO QUALIFY FOR A SHORT SALE YOU NEED                      

 

                                            Financial Hardship

                                 A Monthly Shortfall 

                                 Insolvency 

3 THINGS..

3 THINGS..

Watch the video below to find if you qualify for a short sale...

Watch the video below to find if you qualify for a short sale...

How Does a Short Sale Affects My Credit?

How Does a Short Sale Affects My Credit?

The first eBook I wrote about short sales was in 2007, it was read over 100,000 times by consumers, real estate agents and reporters.

The first eBook I wrote about short sales was in 2007, it was read over 100,000 times by consumers, real estate agents and reporters.

Featured in: 2 Washington Post Articles, 1 Washington Examiner article, 2 Radio                              Interviews, Hundreds of YouTube videos and over 500 blog posts 

Featured in: 2 Washington Post Articles, 1 Washington Examiner article, 2 Radio                              Interviews, Hundreds of YouTube videos and over 500 blog posts 

 I believe I am that advocate for you for many reasons. .

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt.  "The strength of our experience and knowledge is invaluable to anyone seeking for a solution" 

“Don’t let your pride get in the way of your short sale and your financial future.”

We’ve all felt the comfort of pride. It comes naturally is an instinct of some sorts...  

It comes after we’ve achieved the "American Dream" and the thought of losing it during a short sale makes you uneasy and very protective. After all this is something monumental for your financial life as you go  against what you perceive it as a losing option...and now, you don't know what to do?

Don’t let your pride get in the way of your short sale and your financial future, look at it as an opportunity to recover from this financial nightmare to put your family into safe waters again..

 A short sale is like a life ring when you are drowning..

It will save you...it will save your family

don't refuse it because of your pride..

Just remember In a short sale, 

you are ":just" selling your house but..

 but in a foreclosure?

You lose it!

The best way to pick an agent to help you in your short sale in my opinion. .

is to find out what others are saying. .

those that  have already experienced their services ..

SOME OF OUR TESTIMONIALS:

 I believe I am that advocate for you for many reasons. .

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt.  "The strength of our experience and knowledge is invaluable to anyone seeking for a solution" 

“Don’t let your pride get in the way of your short sale and your financial future.”

We’ve all felt the comfort of pride. It comes naturally is an instinct of some sorts...  

It comes after we’ve achieved the "American Dream" and the thought of losing it during a short sale makes you uneasy and very protective. After all this is something monumental for your financial life as you go  against what you perceive it as a losing option...and now, you don't know what to do?

Don’t let your pride get in the way of your short sale and your financial future, look at it as an opportunity to recover from this financial nightmare to put your family into safe waters again..

 A short sale is like a life ring when you are drowning..

It will save you...it will save your family

don't refuse it because of your pride..

Just remember In a short sale, 

you are ":just" selling your house but..

 but in a foreclosure?

You lose it!

The best way to pick an agent to help you in your short sale in my opinion. .

is to find out what others are saying. .

those that  have already experienced their services ..

SOME OF OUR TESTIMONIALS:

Surprising our client with a $23,000 CHECK While Doing Her Short Sale... 

Surprising our client with a $23,000 CHECK While Doing Her Short Sale... 

One of my most rewarding short sales that we ever did...and it happens to be also the saddest transaction we've completed...

It just happens that our dear client passed away only a few days after this video was completed. We were very happy to bring here joy in her last moments on earth. . . God Bless You Ms. Mildred ♥ RIP

One of my most rewarding short sales that we ever did...and it happens to be also the saddest transaction we've completed...

It just happens that our dear client passed away only a few days after this video was completed. We were very happy to bring here joy in her last moments on earth. . . God Bless You Ms. Mildred ♥ RIP

The Simple STEPS OF A 

SHORT SALE

The Simple STEPS OF A 

SHORT SALE

The COMPLICATED STEPS OF A FORECLOSURE

The COMPLICATED STEPS OF A FORECLOSURE

Call Fernando for a quick consultation if a short sale option is for you. There is no obligation and commitment from your part. Let his experience help you make the right choice...

Call 301-246-0001 

Call Fernando for a quick consultation if a short sale option is for you. There is no obligation and commitment from your part. Let his experience help you make the right choice...

Call 301-246-0001 

The Process of "What Happens? When you Default Your Mortgage Payments...

The Process of "What Happens? When you Default Your Mortgage Payments...

The Trap Where Many Homeowners Fall...

The Trap Where Many Homeowners Fall...

SHORT SALES 

SHORT SALES 

EXPLAINED

TO HELP YOU MAKE A CHOICE..

EXPLAINED

TO HELP YOU MAKE A CHOICE..

AND NOT GET BURNED! 

AND NOT GET BURNED! 

SHORT SALES 

SHORT SALES 

EXPLAINED

TO HELP YOU MAKE A CHOICE..

EXPLAINED

TO HELP YOU MAKE A CHOICE..

AND NOT GET BURNED! 

AND NOT GET BURNED! 

IF YOU ARE BEHIND ON YOUR MORTGAGE PAYMENTS:

 "The roller coaster ride for a  short sale starts with the  first stop: Acceptance"

IF YOU ARE BEHIND ON YOUR MORTGAGE PAYMENTS:

 "The roller coaster ride for a  short sale starts with the  first stop: Acceptance"

What Exactly a Short Sale Can Do For You? 

What Exactly a Short Sale Can Do For You? 

What Exactly is the  Short Sale Process in Maryland ? 

What Exactly is the  Short Sale Process in Maryland ? 

WHAT IS THE DIFFERENCE BETWEEN SHORT SALE & FORECLOSURE?

 The difference between Short Sale & Foreclosure is simple...

In a Short Sale, YOU SELL YOUR HOUSE

In a Foreclosure, YOU LOSE IT!

WHAT IS THE DIFFERENCE BETWEEN SHORT SALE & FORECLOSURE?

 The difference between Short Sale & Foreclosure is simple...

In a Short Sale, YOU SELL YOUR HOUSE

In a Foreclosure, YOU LOSE IT!

Why Would a Lender ACCEPT YOUR SHORT SALE? 

Why Would a Lender ACCEPT YOUR SHORT SALE? 

What Are The Steps You Must Take Before Even Considering a Short Sale? 

What Are The Steps You Must Take Before Even Considering a Short Sale? 

Have you tried a loan modification?

Have you contacted your lender?

What are your lender's policies?

Is the difficult situation you are currently in ..just temporary?

Have you consider renting your house? 

What about a loan workout?

Do you understand what a deed in lieu of a foreclosure is?

Have you tried a loan modification?

Have you contacted your lender?

What are your lender's policies?

Is the difficult situation you are currently in ..just temporary?

Have you consider renting your house? 

What about a loan workout?

Do you understand what a deed in lieu of a foreclosure is?

Watch this video for a simple 

guide and deeper understanding

 about things you should know. . 

Watch this video for a simple 

guide and deeper understanding

 about things you should know. . 

3 THINGS..

3 THINGS..

TO QUALIFY FOR A SHORT SALE YOU NEED

TO QUALIFY FOR A SHORT SALE YOU NEED

Financial Hardship

Financial Hardship

A Monthly Shortfall

A Monthly Shortfall

Insolvency

Insolvency

Watch the video below to find if you qualify for a short sale...

Watch the video below to find if you qualify for a short sale...

How Does a Short Sale Affects My Credit?

How Does a Short Sale Affects My Credit?

FROM THE DESK OF FERNANDO HERBOSO

MY GIFT TO YOU:

FROM THE DESK OF FERNANDO HERBOSO

MY GIFT TO YOU:

I completed my first short sale back in 2006,   since then, I have assisted thousands of families about their financial situation and help them solved some of them with a short sale option.

I completed my first short sale back in 2006,   since then, I have assisted thousands of families about their financial situation and help them solved some of them with a short sale option.

Featured in: 2 Washington Post Articles, 1 Washington Examiner article, 2 Radio 

Interviews, Hundreds of YouTube videos and over 500 blog posts 

Featured in: 2 Washington Post Articles, 1 Washington Examiner article, 2 Radio 

Interviews, Hundreds of YouTube videos and over 500 blog posts 

The first eBook I wrote about short sales was in 2007, it was read over 100,000 times by consumers, real estate agents and reporters.

The first eBook I wrote about short sales was in 2007, it was read over 100,000 times by consumers, real estate agents and reporters.

Hello,

It is my sincere belief that homeowners need to find an advocate to represent them.

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.

 An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

 

Hello,

It is my sincere belief that homeowners need to find an advocate to represent them.

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.

 An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

 

 I believe I am that advocate for you for many reasons. .

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt.  "The strength of our experience and knowledge is invaluable to anyone seeking for a solution" 

“Don’t let your pride get in the way of your short sale and your financial future.”

We’ve all felt the comfort of pride. It comes naturally is an instinct of some sorts...  

It comes after we’ve achieved the "American Dream" and the thought of losing it during a short sale makes you uneasy and very protective. After all this is something monumental for your financial life as you go  against what you perceive it as a losing option...and now, you don't know what to do?

Don’t let your pride get in the way of your short sale and your financial future, look at it as an opportunity to recover from this financial nightmare to put your family into safe waters again..

 A short sale is like a life ring when you are drowning..

It will save you...it will save your family

don't refuse it because of your pride..

Just remember In a short sale, 

you are ":just" selling your house but..

 but in a foreclosure?

You lose it!

The best way to pick an agent to help you in your short sale in my opinion. .

is to find out what others are saying. .

those that  have already experienced their services ..

SOME OF OUR TESTIMONIALS:

 I believe I am that advocate for you for many reasons. .

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt.  "The strength of our experience and knowledge is invaluable to anyone seeking for a solution" 

“Don’t let your pride get in the way of your short sale and your financial future.”

We’ve all felt the comfort of pride. It comes naturally is an instinct of some sorts...  

It comes after we’ve achieved the "American Dream" and the thought of losing it during a short sale makes you uneasy and very protective. After all this is something monumental for your financial life as you go  against what you perceive it as a losing option...and now, you don't know what to do?

Don’t let your pride get in the way of your short sale and your financial future, look at it as an opportunity to recover from this financial nightmare to put your family into safe waters again..

 A short sale is like a life ring when you are drowning..

It will save you...it will save your family

don't refuse it because of your pride..

Just remember In a short sale, 

you are ":just" selling your house but..

 but in a foreclosure?

You lose it!

The best way to pick an agent to help you in your short sale in my opinion. .

is to find out what others are saying. .

those that  have already experienced their services ..

SOME OF OUR TESTIMONIALS:

Surprising our client with a $23,000 CHECK While Doing Her Short Sale... 

Surprising our client with a $23,000 CHECK While Doing Her Short Sale... 

The COMPLICATED STEPS OF A FORECLOSURE

The COMPLICATED STEPS OF A FORECLOSURE

The Process of "What Happens? When you Default Your Mortgage Payments...

The Process of "What Happens? When you Default Your Mortgage Payments...

The Trap Where Many Homeowners Fall...

The Trap Where Many Homeowners Fall...

Call Fernando for a quick consultation if a short sale option is for you. There is no obligation and commitment from your part. Let his experience help you make the right choice...

Call 301-246-0001 

Call Fernando for a quick consultation if a short sale option is for you. There is no obligation and commitment from your part. Let his experience help you make the right choice...

Call 301-246-0001 

301-246-0001

301-246-0001